Before Stephen and I were on a budget, we would spend anywhere from $500 – $700 per month on eating out and dates! Can you believe that? Why did that happen? Because we did not understand where that money was going, we were not managing our cash! Now our budget is $100 per month and we do just FINE with that, we can now save that extra $600 or use it it pay down debt. Budgets equate to FREEDOM, not bondage!!!