The Joy of Budgeting – Day 15


When I’ve asked you all to use an adjective to describe money, 90% of you surveyed said Comfort.
While I believe that there are no guarantees in life, it is certainly nice to feel comfort when we are better money managers!

The Joy of Budgeting – Day 14

20121019-1233411Home Improvements

Any areas of your home that you would like better organized? It was the garage for me and Stephen built some beautiful shelves for $150. I’ll post the finished product soon!

The Joy of Budgeting – Day 13


Wouldn’t it be nice to fly to visit family or go on a getaway a few times a year? You can do this! It is as simple as building it into your budget!

The Joy of Budgeting – Day 12

4a9638ac187511e2b70422000a1cbafc 6Organization.

What I love about budgets is that it forces us to get ORGANIZED! How can we expect to have financial order and peace in our lives if we are not organized?

Start Small – Buy manilla folders. Label them with your bill names and the year. Keep your bills filed on a monthly basis, small steps are the first steps towards success!

The Joy of Budgeting – Day 11


Since Stephen and I have been on our budget, we have been able to create a liquid emergency fund, as well as build up money for the future!  It is very nice to have that cushion!!

The Joy of Budgeting – Day 10


Similar to what I mentioned on day 8, what we value is what we chose what we “afford.”  Time is a precious gift in a lot of ways, but even more precious if you value it.  I chose to “afford” the time to take Sundays off to be with my family.  We can afford to take Sundays off because we value it enough to budget it not only into our finances but our time.  I urge you to find your balance this week.